In the face of great fluctuations in the stock market and the shocking increase of gold prices in the early days of 2022, leading economists have suggested effective investment areas in the context of high volatility. many hot channels today.
In an online sharing session about investment channels in 2022, Finance and Banking Doctor Nguyen Tri Hieu assessed that in the 5 traditional investment channels of Vietnamese people over the years, they are real estate, securities, gold, and savings.
With the impact of the Covid-19 epidemic, it is likely that the State Bank will continue to maintain low interest rates to support businesses to recover after the pandemic. Therefore, saving will continue to be not an attractive investment channel in 2022. This is only an appropriate investment channel for those who like the safety of their capital.
Banking and finance expert Nguyen Tri Hieu assessed that the stock market will continue to be a channel for attracting capital and an investment channel for many people. According to Mr. Hieu, when the economy faces many difficulties, investors often pour money into securities because this is an investment channel that can be poured from small amounts to large amounts of money and this is also the market where investors can invest in securities.
Investors can easily enter and exit, which creates favorable conditions when participating in investment.
Besides, the upward momentum of the stock market in 2021 will be a lever and engine for the market to continue to develop in 2022.
However, expert Nguyen Tri Hieu also noted that in 2022, the US Government and the US Federal Reserve (Fed) plan to raise interest rates on bank savings, which may affect the stock market. securities in Vietnam at some point in 2022.
Regarding the gold market, financial expert Nguyen Tri Hieu said that it is possible that the gold price will increase compared to 2021 because of the monetary policies of developed countries in the world, especially in the US when inflation is received. will continue to increase. Although the gold price has increased, Mr. Hieu also emphasized that investors in this channel need to be careful and closely monitor economic and political developments in the country and the world.
Regarding the foreign exchange market, Mr. Hieu said that if the US raises interest rates in 2022, it will also affect the foreign exchange market in Vietnam. Because when the US increases interest rates, this will increase the value of the dollar and this may cause the exchange rate of the VND and the dollar to increase in 2022. Banking and financial expert Nguyen Tri Hieu commented that this is also the case. opportunities for investors in this channel.
An increase in the exchange rate will be good for Vietnam's exports in 2022, but this may affect imports because this will increase the price of imported goods, indirectly affecting the inflation situation. in Vietnam in 2022.